BLR.MY  we focus on BLR Home Loans | Loan Calculators Home Loan FAQs Latest BLR | Historical BLR Mortgage Guides | Financial Glossary
			中文版
Base Lending Rate (BLR)
Main Menu Historical BLR Graph Historical BLR Table Banks Latest BLR Home Loan Packages Financial Glossary
Last Reported BLR : 6.30% (Effective since 13 July 2010)
(Rate refreshed on 28 July 2010)
BLR is a minimum interest rate calculated by banking institutions based on a formula which takes into account the institutions’ cost of funds and other administrative costs. This is defined by central bank of the countries.   The Overnight Policy Rate (OPR) from Bank Negara Malaysia is reference for banks in BLR adjustments, but there might differ from bank to others bank. At the global money market down turn, BLR will get lower and if the money market on uptrend, it will correlation upward. It is wisely and timely to consider take up mortgage loan and start to own your property at the lower BLR as current. From the record, it shows that the highest BLR Malaysia ever has is 12.27% in year 1998 and the lowest BLR is 5.55% in year 2009. The average is 8.1%. Probably you can use this to justify whether it is better to take the fixed rate loan or floating mortgage loan (BLR +/- x% ). Below table shows the Malaysia Base Lending Rate (BLR) record from year 1989 to year 2010.
	Year	BLR (%)	Remark
	2010	6.30	Adjusted July 2010
	2010	6.05	Adjusted May 2010
	2010	5.80	Adjusted March 2010
	2009	5.55
	2008	6.75	Adjusted March 2009
	2007	6.75
	2006	6.00
	2005	6.00
	2004	6.00
	2003	6.50
	2002	6.50
	2001	6.75
	2000	6.75		>> More BLR Historical Data
DISCLAIMER Reasonable efforts are made to maintain accuracy of information published. However, information could contain errors or inaccuracies and is presented without warranty and statutory means. No liability is assumed for errors or omissions. Viewers are advised to consult their banker or financial consultant for complete information and their professional advise. © 2009 - 2010 BLR.MY ® All Rights Reserved